Aim
Dubuque, IA · Charter 64886 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$201.2MAssets
$131.7MLoans
$173.6MShares
$26.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 69% of credit unions under $1B in assets (rank 517 of 1681).
- Widest gap: net interest margin trails 71% of credit unions under $1B in assets (rank 1188 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.05%
Rank 550 of 1,683
Net Interest Margin
3.42%
Rank 1,188 of 1,683
Efficiency Ratio
72.77%
Rank 578 of 1,682
Equity / Assets
13.12%
Rank 797 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.35% | 0.74% | 1.18% | Beats 67% | 550 / 1,683 | | |
| Return on Equity | 7.99% | 2.67% | 5.89% | 8.74% | Beats 69% | 517 / 1,681 | | |
| Net Interest Margin | 3.42% | 3.31% | 3.82% | 4.32% | Beats 29% | 1,188 / 1,683 | | |
| Efficiency Ratio | 72.77% | 68.91% | 78.20% | 86.93% | Beats 66% | 578 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.26% | 0.65% | 1.29% | Beats 53% | 793 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.12% | 10.44% | 12.89% | 16.53% | Beats 53% | 797 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.12% | 10.44% | 12.89% | 16.53% | Beats 53% | 797 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.86% | 52.61% | 69.38% | 83.50% | 61st pctl | 648 / 1,683 | | |
| Loans / Assets | 65.46% | 44.71% | 59.18% | 70.72% | 63rd pctl | 616 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |