Moonlight Credit Union
Worthington, PA · Charter 64883 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=91)
NCUA · 1 branch
Q2 2025
$50.7MAssets
$36.9MLoans
$42.2MShares
$8.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 93% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 7 of 91).
- Widest gap: net interest margin trails 51% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 46 of 91).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.48%
Rank 21 of 91
Net Interest Margin
3.51%
Rank 46 of 91
Efficiency Ratio
61.12%
Rank 19 of 91
Equity / Assets
17.19%
Rank 28 of 91
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.48% | 0.20% | 0.77% | 1.39% | Beats 77% | 21 / 91 | | |
| Return on Equity | 8.61% | 1.09% | 5.39% | 9.23% | Beats 69% | 28 / 91 | | |
| Net Interest Margin | 3.51% | 2.91% | 3.51% | 4.16% | Beats 49% | 46 / 91 | | |
| Efficiency Ratio | 61.12% | 61.76% | 74.32% | 87.06% | Beats 80% | 19 / 91 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.29% | 0.72% | 1.99% | Beats 93% | 7 / 91 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.19% | 11.65% | 14.20% | 17.82% | Beats 69% | 28 / 91 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.19% | 11.65% | 14.20% | 17.82% | Beats 69% | 28 / 91 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.27% | 35.12% | 49.71% | 67.29% | 95th pctl | 5 / 91 | | |
| Loans / Assets | 72.76% | 28.97% | 42.35% | 57.37% | 93rd pctl | 6 / 91 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |