Fellowship
Lamar, CO · Charter 64852 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$64.6MAssets
$56.3MLoans
$56.9MShares
$7.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 78% of credit unions under $1B in assets (rank 376 of 1681).
- Widest gap: equity / assets trails 67% of credit unions under $1B in assets (rank 1129 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.02%
Rank 581 of 1,683
Net Interest Margin
4.39%
Rank 385 of 1,683
Efficiency Ratio
79.67%
Rank 918 of 1,682
Equity / Assets
11.10%
Rank 1,129 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.02% | 0.35% | 0.74% | 1.18% | Beats 65% | 581 / 1,683 | | |
| Return on Equity | 9.14% | 2.67% | 5.89% | 8.74% | Beats 78% | 376 / 1,681 | | |
| Net Interest Margin | 4.39% | 3.31% | 3.82% | 4.32% | Beats 77% | 385 / 1,683 | | |
| Efficiency Ratio | 79.67% | 68.91% | 78.20% | 86.93% | Beats 45% | 918 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.26% | 0.65% | 1.29% | Beats 41% | 1,002 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.10% | 10.44% | 12.89% | 16.53% | Beats 33% | 1,129 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.10% | 10.44% | 12.89% | 16.53% | Beats 33% | 1,129 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.04% | 52.61% | 69.38% | 83.50% | 96th pctl | 66 / 1,683 | | |
| Loans / Assets | 87.17% | 44.71% | 59.18% | 70.72% | 99th pctl | 23 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |