Credit Union One of Oklahoma
Oklahoma City, OK · Charter 64850 · Peer group: credit unions under $1B in assets in the Oklahoma City, OK area (n=17)
NCUA · 3 branches
Q2 2026
$39.9MAssets
$29.3MLoans
$33.7MShares
$5.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 82% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 3 of 17).
- Widest gap: nonperforming loans / loans trails 94% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 17 of 17).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.09%
Rank 13 of 17
Net Interest Margin
5.20%
Rank 3 of 17
Efficiency Ratio
91.41%
Rank 12 of 17
Equity / Assets
14.87%
Rank 7 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.09% | 0.09% | 0.50% | 0.87% | Beats 24% | 13 / 17 | |
| Return on Equity | 0.57% | 0.57% | 3.59% | 5.86% | Beats 24% | 13 / 17 | |
| Net Interest Margin | 5.20% | 3.47% | 3.95% | 4.62% | Beats 82% | 3 / 17 | |
| Efficiency Ratio | 91.41% | 72.40% | 84.09% | 93.29% | Beats 35% | 12 / 17 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.75% | 0.24% | 0.51% | 0.96% | Beats 6% | 17 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.87% | 9.54% | 12.63% | 17.12% | Beats 59% | 7 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.87% | 9.54% | 12.63% | 17.12% | Beats 59% | 7 / 17 | |
| Liquidity & Funding |
| Loans / Deposits | 86.96% | 65.22% | 80.30% | 85.86% | 76th pctl | 4 / 17 | |
| Loans / Assets | 73.51% | 51.37% | 68.04% | 74.15% | 65th pctl | 6 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |