PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Northwestern Drug Company Employees

Minneapolis, MN · Charter 64847

Q2 1998

$219KAssets
$123KLoans
$126KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 1.18%, down 107 bps year over year.
  • Asset quality: problem loans at 3.80% of loans (+380 bps YoY).
  • Funding: loans stand at 97.46% of shares as of Q2 1998.

Return on Assets (quarter, annualized)

1.18%-107 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ4 1994Q2 1995Q4 1995Q2 1996Q4 1996Q2 1997Q4 1997Q2 1998YoY ΔTrend
Earnings
Return on Assets1.21%1.54%1.87%2.25%2.03%3.09%2.56%1.18%-107 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a-11.57%-4.31%-0.24%-7.45%-12.74%-117 bps
Loan Growth (YoY)n/an/an/a-5.99%54.66%-13.89%-2.24%-1.53%+446 bps
Share Growth (YoY)n/an/an/a-17.59%-7.72%-2.85%-15.10%-21.45%-386 bps
Asset Quality
Delinquent Loans / Loans1.08%1.77%1.59%0.00%1.05%0.62%0.40%3.80%+380 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans3.21%1.33%2.33%1.38%1.51%2.01%2.40%3.37%+199 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares56.51%87.06%103.74%77.74%94.72%77.17%119.45%97.46%+1,972 bps
Liquid Assets / Assets20.25%7.62%1.06%20.79%21.21%18.61%9.70%39.41%+1,862 bps