Hazleton School Employees
Hazleton, PA · Charter 64833 · Peer group: credit unions under $1B in assets in the Scranton--Wilkes-Barre, PA area (n=19)
NCUA · 1 branch
Q2 2026
$35.4MAssets
$9.9MLoans
$27.7MShares
$7.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Scranton--Wilkes-Barre, PA area (rank 1 of 19).
- Widest gap: net interest margin trails 84% of credit unions under $1B in assets in the Scranton--Wilkes-Barre, PA area (rank 16 of 19).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.54%
Rank 4 of 19
Net Interest Margin
2.70%
Rank 16 of 19
Efficiency Ratio
45.07%
Rank 1 of 19
Equity / Assets
21.75%
Rank 2 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.54% | 0.36% | 0.65% | 1.51% | Beats 79% | 4 / 19 | | |
| Return on Equity | 7.09% | 3.11% | 5.16% | 9.66% | Beats 68% | 6 / 19 | | |
| Net Interest Margin | 2.70% | 2.83% | 3.48% | 3.92% | Beats 16% | 16 / 19 | | |
| Efficiency Ratio | 45.07% | 64.52% | 76.38% | 86.65% | Beats 100% | 1 / 19 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.96% | 0.69% | 1.18% | 2.86% | Beats 32% | 14 / 19 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.75% | 10.19% | 14.85% | 16.23% | Beats 89% | 2 / 19 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.75% | 10.19% | 14.85% | 16.23% | Beats 89% | 2 / 19 | | |
| Liquidity & Funding |
| Loans / Deposits | 35.75% | 35.75% | 48.22% | 63.39% | 21st pctl | 15 / 19 | | |
| Loans / Assets | 27.97% | 30.68% | 41.12% | 52.54% | 16th pctl | 16 / 19 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |