Kansas City, MO · Charter 64762
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.29% | 0.36% | 0.39% | 0.64% | 0.43% | -0.40% | 0.33% | 0.36% | -28 bps | |
| Return on Equity | 3.27% | 4.06% | 4.31% | 6.93% | 4.70% | -4.41% | 3.85% | 4.04% | -289 bps | |
| Net Interest Margin | 3.24% | 3.15% | 2.84% | 2.94% | 2.82% | 2.80% | 2.81% | 2.99% | +5 bps | |
| Efficiency Ratio | 77.76% | 78.56% | 87.22% | 80.04% | 84.59% | 83.94% | 89.14% | 85.71% | +568 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.92% | -0.99% | -3.04% | -1.20% | 2.27% | 3.04% | 5.65% | 1.87% | +307 bps | |
| Loan Growth (YoY) | -2.27% | -5.71% | -10.86% | -6.32% | -6.29% | -6.42% | -0.66% | -7.53% | -121 bps | |
| Share Growth (YoY) | -1.51% | -1.57% | -3.65% | -1.93% | 2.16% | 3.04% | 6.28% | 2.19% | +412 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 4.07% | 1.56% | 3.91% | 4.51% | 5.09% | 4.32% | 3.86% | 2.59% | -192 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.85% | 8.89% | 9.02% | 9.22% | 9.10% | 8.97% | 8.59% | 8.98% | -24 bps | |
| Net Worth / Assets | 8.85% | 8.89% | 9.02% | 9.22% | 9.10% | 8.97% | 8.59% | 8.98% | -24 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 49.42% | 46.79% | 45.60% | 45.90% | 45.33% | 42.50% | 42.62% | 41.54% | -437 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |