Missouri Baptist
Jefferson City, MO · Charter 64718 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$10.4MAssets
$7.2MLoans
$9.7MShares
$727KNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 47% of credit unions under $1B in assets (rank 896 of 1681).
- Widest gap: equity / assets trails 99% of credit unions under $1B in assets (rank 1666 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.38%
Rank 1,237 of 1,683
Net Interest Margin
2.95%
Rank 1,478 of 1,683
Efficiency Ratio
86.47%
Rank 1,244 of 1,682
Equity / Assets
6.96%
Rank 1,666 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 0.35% | 0.74% | 1.18% | Beats 27% | 1,237 / 1,683 | | |
| Return on Equity | 5.50% | 2.67% | 5.89% | 8.74% | Beats 47% | 896 / 1,681 | | |
| Net Interest Margin | 2.95% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,478 / 1,683 | | |
| Efficiency Ratio | 86.47% | 68.91% | 78.20% | 86.93% | Beats 26% | 1,244 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.54% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,512 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 6.96% | 10.44% | 12.89% | 16.53% | Beats 1% | 1,666 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 6.96% | 10.44% | 12.89% | 16.53% | Beats 1% | 1,666 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.59% | 52.61% | 69.38% | 83.50% | 60th pctl | 680 / 1,683 | | |
| Loans / Assets | 69.27% | 44.71% | 59.18% | 70.72% | 72nd pctl | 470 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |