Holy Rosary
Kansas City, MO · Charter 64690 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 4 branches
Q2 2026
$45.4MAssets
$31.6MLoans
$34.5MShares
$5.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 89% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 3 of 28).
- Widest gap: return on equity trails 93% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 25 of 27).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.14%
Rank 25 of 28
Net Interest Margin
6.03%
Rank 3 of 28
Efficiency Ratio
82.98%
Rank 18 of 28
Equity / Assets
11.77%
Rank 16 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.14% | 0.31% | 0.62% | 1.15% | Beats 11% | 25 / 28 | |
| Return on Equity | 1.16% | 3.10% | 5.79% | 7.32% | Beats 7% | 25 / 27 | |
| Net Interest Margin | 6.03% | 3.95% | 4.17% | 4.96% | Beats 89% | 3 / 28 | |
| Efficiency Ratio | 82.98% | 71.31% | 75.97% | 85.82% | Beats 39% | 18 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.01% | 0.40% | 0.84% | 1.90% | Beats 11% | 26 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.77% | 9.27% | 11.97% | 17.47% | Beats 43% | 16 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.77% | 9.27% | 11.97% | 17.47% | Beats 43% | 16 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 91.60% | 47.88% | 66.90% | 83.14% | 82nd pctl | 5 / 28 | |
| Loans / Assets | 69.51% | 42.23% | 58.20% | 69.16% | 79th pctl | 6 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |