Lisbon Farmers Union
Lisbon, ND · Charter 64688 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$4.3MAssets
$2.1MLoans
$1.6MShares
$2.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 100% of credit unions under $1B in assets (rank 2 of 1683).
- Widest gap: efficiency ratio trails 94% of credit unions under $1B in assets (rank 1574 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-0.09%
Rank 1,509 of 1,683
Net Interest Margin
4.56%
Rank 296 of 1,683
Efficiency Ratio
102.04%
Rank 1,574 of 1,682
Equity / Assets
63.53%
Rank 2 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.09% | 0.35% | 0.74% | 1.18% | Beats 10% | 1,509 / 1,683 | | |
| Return on Equity | -0.15% | 2.67% | 5.89% | 8.74% | Beats 11% | 1,493 / 1,681 | | |
| Net Interest Margin | 4.56% | 3.31% | 3.82% | 4.32% | Beats 82% | 296 / 1,683 | | |
| Efficiency Ratio | 102.04% | 68.91% | 78.20% | 86.93% | Beats 6% | 1,574 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.26% | 0.65% | 1.29% | Beats 52% | 803 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 63.53% | 10.44% | 12.89% | 16.53% | Beats 100% | 2 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 63.53% | 10.44% | 12.89% | 16.53% | Beats 100% | 2 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 136.85% | 52.61% | 69.38% | 83.50% | 100th pctl | 1 / 1,683 | | |
| Loans / Assets | 49.91% | 44.71% | 59.18% | 70.72% | 33rd pctl | 1,128 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |