Greater Valley
Fresno, CA · Charter 64660 · Peer group: credit unions under $1B in assets in CA (n=62-63)
NCUA · 2 branches
Q2 2026
$34.4MAssets
$12.6MLoans
$29.2MShares
$5.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in CA (rank 4 of 62).
- Widest gap: net interest margin trails 87% of credit unions under $1B in assets in CA (rank 55 of 63).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.65%
Rank 29 of 63
Net Interest Margin
2.97%
Rank 55 of 63
Efficiency Ratio
76.79%
Rank 25 of 63
Equity / Assets
14.42%
Rank 13 of 63
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.65% | 0.17% | 0.56% | 1.17% | Beats 54% | 29 / 63 | |
| Return on Equity | 4.51% | 1.81% | 4.79% | 8.64% | Beats 46% | 34 / 63 | |
| Net Interest Margin | 2.97% | 3.18% | 3.49% | 3.98% | Beats 13% | 55 / 63 | |
| Efficiency Ratio | 76.79% | 70.58% | 81.25% | 89.21% | Beats 62% | 25 / 63 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.17% | 0.42% | 0.85% | Beats 100% | 4 / 62 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.42% | 8.61% | 10.56% | 14.01% | Beats 79% | 13 / 63 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.42% | 8.61% | 10.56% | 14.01% | Beats 79% | 13 / 63 | |
| Liquidity & Funding |
| Loans / Deposits | 43.23% | 53.46% | 72.75% | 85.33% | 11th pctl | 55 / 62 | |
| Loans / Assets | 36.73% | 46.35% | 58.08% | 72.17% | 11th pctl | 56 / 63 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |