Alta Vista
Redlands, CA · Charter 64531 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$208.6MAssets
$129.1MLoans
$188.4MShares
$18.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 59% of credit unions under $1B in assets (rank 695 of 1682).
- Widest gap: equity / assets trails 90% of credit unions under $1B in assets (rank 1519 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.19%
Rank 1,389 of 1,683
Net Interest Margin
3.82%
Rank 840 of 1,683
Efficiency Ratio
88.61%
Rank 1,330 of 1,682
Equity / Assets
8.89%
Rank 1,519 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.19% | 0.35% | 0.74% | 1.18% | Beats 17% | 1,389 / 1,683 | |
| Return on Equity | 2.17% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,326 / 1,681 | |
| Net Interest Margin | 3.82% | 3.31% | 3.82% | 4.32% | Beats 50% | 840 / 1,683 | |
| Efficiency Ratio | 88.61% | 68.91% | 78.20% | 86.93% | Beats 21% | 1,330 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.26% | 0.65% | 1.29% | Beats 59% | 695 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.89% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,519 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.89% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,519 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 68.50% | 52.61% | 69.38% | 83.50% | 49th pctl | 866 / 1,683 | |
| Loans / Assets | 61.88% | 44.71% | 59.18% | 70.72% | 56th pctl | 734 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |