Mower County Employees
Austin, MN · Charter 64518 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$13.4MAssets
$12.2MLoans
$11.2MShares
$2.0MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 100% of credit unions under $1B in assets (rank 7 of 1683).
- Widest gap: net interest margin trails 40% of credit unions under $1B in assets (rank 675 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
3.35%
Rank 7 of 1,683
Net Interest Margin
4.00%
Rank 675 of 1,683
Efficiency Ratio
70.39%
Rank 471 of 1,682
Equity / Assets
14.67%
Rank 582 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.35% | 0.35% | 0.74% | 1.18% | Beats 100% | 7 / 1,683 | | |
| Return on Equity | 22.85% | 2.67% | 5.89% | 8.74% | Beats 100% | 7 / 1,681 | | |
| Net Interest Margin | 4.00% | 3.31% | 3.82% | 4.32% | Beats 60% | 675 / 1,683 | | |
| Efficiency Ratio | 70.39% | 68.91% | 78.20% | 86.93% | Beats 72% | 471 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.17% | 0.26% | 0.65% | 1.29% | Beats 81% | 317 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.67% | 10.44% | 12.89% | 16.53% | Beats 65% | 582 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.67% | 10.44% | 12.89% | 16.53% | Beats 65% | 582 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 108.77% | 52.61% | 69.38% | 83.50% | 99th pctl | 22 / 1,683 | | |
| Loans / Assets | 91.47% | 44.71% | 59.18% | 70.72% | 100th pctl | 4 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |