Northeast Schools and Hospital
Newport, VT · Charter 64462 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.6MAssets
$2.9MLoans
$5.1MShares
$500KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 77% of credit unions under $1B in assets (rank 385 of 1682).
- Widest gap: equity / assets trails 91% of credit unions under $1B in assets (rank 1524 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.14%
Rank 1,421 of 1,683
Net Interest Margin
4.29%
Rank 436 of 1,683
Efficiency Ratio
97.10%
Rank 1,530 of 1,682
Equity / Assets
8.86%
Rank 1,524 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.14% | 0.35% | 0.74% | 1.18% | Beats 16% | 1,421 / 1,683 | | |
| Return on Equity | 1.60% | 2.67% | 5.89% | 8.74% | Beats 18% | 1,378 / 1,681 | | |
| Net Interest Margin | 4.29% | 3.31% | 3.82% | 4.32% | Beats 74% | 436 / 1,683 | | |
| Efficiency Ratio | 97.10% | 68.91% | 78.20% | 86.93% | Beats 9% | 1,530 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.26% | 0.65% | 1.29% | Beats 77% | 385 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.86% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,524 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.86% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,524 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.49% | 52.61% | 69.38% | 83.50% | 31st pctl | 1,157 / 1,683 | | |
| Loans / Assets | 52.21% | 44.71% | 59.18% | 70.72% | 37th pctl | 1,053 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |