Casa Grande, AZ · Charter 64412
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.80% | 1.62% | 2.04% | 1.71% | 1.69% | 1.41% | 0.88% | 0.97% | -74 bps | |
| Return on Equity | 15.61% | 14.09% | 16.85% | 13.36% | 12.59% | 10.85% | 6.61% | 7.68% | -568 bps | |
| Net Interest Margin | 4.43% | 4.37% | 4.34% | 4.47% | 4.49% | 4.27% | 4.01% | 3.81% | -66 bps | |
| Efficiency Ratio | 64.43% | 65.42% | 68.84% | 71.49% | 70.53% | 71.83% | 77.61% | 75.94% | +445 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.43% | -3.37% | -4.55% | -5.32% | -2.87% | -0.81% | -1.18% | 9.70% | +1,502 bps | |
| Loan Growth (YoY) | -6.91% | -10.77% | -10.08% | -10.79% | -10.97% | -12.91% | -16.84% | -17.50% | -671 bps | |
| Share Growth (YoY) | 5.49% | -5.13% | -6.08% | -7.24% | -5.24% | -3.22% | -3.49% | 9.37% | +1,661 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.22% | 0.25% | 0.13% | 0.32% | 1.08% | 0.43% | 0.35% | 0.33% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.52% | 11.53% | 12.09% | 12.83% | 13.40% | 12.98% | 13.31% | 12.68% | -15 bps | |
| Net Worth / Assets | 11.52% | 11.53% | 12.09% | 12.83% | 13.40% | 12.98% | 13.31% | 12.68% | -15 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 69.33% | 66.23% | 64.89% | 66.57% | 65.14% | 59.60% | 55.91% | 50.22% | -1,635 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |