First American
Casa Grande, AZ · Charter 64412 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$120.0MAssets
$51.7MLoans
$103.0MShares
$15.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions under $1B in assets (rank 493 of 1682).
- Widest gap: equity / assets trails 52% of credit unions under $1B in assets (rank 878 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.97%
Rank 616 of 1,683
Net Interest Margin
3.81%
Rank 853 of 1,683
Efficiency Ratio
75.94%
Rank 726 of 1,682
Equity / Assets
12.68%
Rank 878 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.35% | 0.74% | 1.18% | Beats 63% | 616 / 1,683 | |
| Return on Equity | 7.68% | 2.67% | 5.89% | 8.74% | Beats 67% | 560 / 1,681 | |
| Net Interest Margin | 3.81% | 3.31% | 3.82% | 4.32% | Beats 49% | 853 / 1,683 | |
| Efficiency Ratio | 75.94% | 68.91% | 78.20% | 86.93% | Beats 57% | 726 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.32% | 0.26% | 0.65% | 1.29% | Beats 71% | 493 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.68% | 10.44% | 12.89% | 16.53% | Beats 48% | 878 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.68% | 10.44% | 12.89% | 16.53% | Beats 48% | 878 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 50.22% | 52.61% | 69.38% | 83.50% | 22nd pctl | 1,320 / 1,683 | |
| Loans / Assets | 43.10% | 44.71% | 59.18% | 70.72% | 23rd pctl | 1,294 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |