Summit Ridge
Lees Summit, MO · Charter 64394 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 2 branches
Q2 2026
$19.1MAssets
$8.5MLoans
$17.3MShares
$1.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 29% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 20 of 28).
- Widest gap: return on equity trails 96% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 26 of 27).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.22%
Rank 26 of 28
Net Interest Margin
3.98%
Rank 20 of 28
Efficiency Ratio
89.63%
Rank 24 of 28
Equity / Assets
8.36%
Rank 26 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.22% | 0.31% | 0.62% | 1.15% | Beats 7% | 26 / 28 | |
| Return on Equity | -2.63% | 3.10% | 5.79% | 7.32% | Beats 4% | 26 / 27 | |
| Net Interest Margin | 3.98% | 3.95% | 4.17% | 4.96% | Beats 29% | 20 / 28 | |
| Efficiency Ratio | 89.63% | 71.31% | 75.97% | 85.82% | Beats 18% | 24 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.13% | 0.40% | 0.84% | 1.90% | Beats 21% | 23 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.36% | 9.27% | 11.97% | 17.47% | Beats 7% | 26 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.36% | 9.27% | 11.97% | 17.47% | Beats 7% | 26 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 49.01% | 47.88% | 66.90% | 83.14% | 29th pctl | 20 / 28 | |
| Loans / Assets | 44.41% | 42.23% | 58.20% | 69.16% | 29th pctl | 20 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |