Des Moines, IA · Charter 64361
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.86% | 1.68% | 1.53% | 1.44% | 1.51% | 1.55% | 1.50% | 1.56% | +12 bps | |
| Return on Equity | 11.70% | 10.37% | 9.50% | 8.91% | 9.03% | 9.14% | 9.00% | 9.23% | +31 bps | |
| Net Interest Margin | 3.50% | 3.53% | 3.52% | 3.53% | 3.64% | 3.79% | 3.65% | 3.76% | +23 bps | |
| Efficiency Ratio | 57.69% | 60.20% | 58.43% | 60.82% | 60.19% | 60.39% | 60.18% | 61.42% | +59 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.95% | 4.84% | 5.88% | 7.32% | 4.09% | 5.24% | 5.74% | 5.42% | -190 bps | |
| Loan Growth (YoY) | 9.13% | 7.71% | 6.43% | 7.85% | 5.80% | 6.57% | 6.25% | 6.33% | -152 bps | |
| Share Growth (YoY) | 3.88% | 3.95% | 5.54% | 7.49% | 2.94% | 4.25% | 4.92% | 4.54% | -294 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.51% | 1.53% | 1.37% | 1.62% | 1.60% | 1.89% | 1.38% | 1.11% | -50 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.92% | 16.19% | 16.07% | 16.12% | 16.70% | 16.93% | 16.71% | 16.86% | +74 bps | |
| Net Worth / Assets | 15.92% | 16.19% | 16.07% | 16.12% | 16.70% | 16.93% | 16.71% | 16.86% | +74 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.64% | 71.75% | 69.49% | 69.39% | 72.60% | 73.34% | 70.37% | 70.57% | +119 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |