Credit Union of Denver
Lakewood, CO · Charter 64342 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 2 branches
Q2 2026
$1.2BAssets
$771.4MLoans
$1.1BShares
$149.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 75% of credit unions $1B-$10B in assets (rank 108 of 435).
- Widest gap: return on equity trails 76% of credit unions $1B-$10B in assets (rank 330 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.64%
Rank 299 of 435
Net Interest Margin
3.30%
Rank 243 of 435
Efficiency Ratio
71.99%
Rank 222 of 435
Equity / Assets
12.64%
Rank 108 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.55% | 0.81% | 1.14% | Beats 31% | 299 / 435 | | |
| Return on Equity | 5.03% | 5.12% | 7.41% | 9.70% | Beats 24% | 330 / 435 | | |
| Net Interest Margin | 3.30% | 3.01% | 3.39% | 3.75% | Beats 44% | 243 / 435 | | |
| Efficiency Ratio | 71.99% | 65.25% | 71.39% | 77.86% | Beats 49% | 222 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.45% | 0.69% | 1.05% | Beats 71% | 126 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.64% | 9.81% | 10.84% | 12.63% | Beats 75% | 108 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.64% | 9.81% | 10.84% | 12.63% | Beats 75% | 108 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.30% | 78.33% | 88.38% | 95.61% | 17th pctl | 360 / 435 | | |
| Loans / Assets | 65.34% | 67.69% | 74.58% | 80.80% | 20th pctl | 349 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |