Alexandria Schools Employees
Alexandria, MN · Charter 64304 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$9.3MAssets
$7.4MLoans
$7.9MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 91% of credit unions under $1B in assets (rank 145 of 1682).
- Widest gap: net interest margin trails 99% of credit unions under $1B in assets (rank 1662 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.80%
Rank 780 of 1,683
Net Interest Margin
1.86%
Rank 1,662 of 1,683
Efficiency Ratio
56.98%
Rank 145 of 1,682
Equity / Assets
14.96%
Rank 557 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.80% | 0.35% | 0.74% | 1.18% | Beats 54% | 780 / 1,683 | |
| Return on Equity | 5.34% | 2.67% | 5.89% | 8.74% | Beats 45% | 918 / 1,681 | |
| Net Interest Margin | 1.86% | 3.31% | 3.82% | 4.32% | Beats 1% | 1,662 / 1,683 | |
| Efficiency Ratio | 56.98% | 68.91% | 78.20% | 86.93% | Beats 91% | 145 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.61% | 0.26% | 0.65% | 1.29% | Beats 4% | 1,621 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.96% | 10.44% | 12.89% | 16.53% | Beats 67% | 557 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.96% | 10.44% | 12.89% | 16.53% | Beats 67% | 557 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 93.66% | 52.61% | 69.38% | 83.50% | 91st pctl | 146 / 1,683 | |
| Loans / Assets | 79.66% | 44.71% | 59.18% | 70.72% | 91st pctl | 145 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |