North Western Employees
Council Bluffs, IA · Charter 64282 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 1 branch
Q2 2026
$10.4MAssets
$4.9MLoans
$8.1MShares
$2.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Omaha, NE-IA area (rank 3 of 18).
- Widest gap: net interest margin trails 50% of credit unions under $1B in assets in the Omaha, NE-IA area (rank 9 of 18).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.20%
Rank 5 of 18
Net Interest Margin
3.78%
Rank 9 of 18
Efficiency Ratio
73.64%
Rank 7 of 18
Equity / Assets
21.35%
Rank 3 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | -0.04% | 0.96% | 1.20% | Beats 72% | 5 / 18 | |
| Return on Equity | 5.60% | -0.31% | 5.60% | 9.86% | Beats 50% | 9 / 18 | |
| Net Interest Margin | 3.78% | 3.29% | 3.78% | 4.10% | Beats 50% | 9 / 18 | |
| Efficiency Ratio | 73.64% | 69.73% | 80.05% | 99.73% | Beats 67% | 7 / 18 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.04% | 0.25% | 1.23% | Beats 100% | 3 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.35% | 9.54% | 14.01% | 17.54% | Beats 83% | 3 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.35% | 9.54% | 14.01% | 17.54% | Beats 83% | 3 / 18 | |
| Liquidity & Funding |
| Loans / Deposits | 60.61% | 37.80% | 60.87% | 83.48% | 44th pctl | 10 / 18 | |
| Loans / Assets | 47.55% | 34.93% | 54.47% | 72.37% | 39th pctl | 11 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |