Chicago, IL · Charter 64252
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.65% | 0.99% | 1.96% | 0.43% | 0.60% | 2.72% | -2.45% | 2.05% | +161 bps | |
| Return on Equity | 4.99% | 2.98% | 7.45% | 1.69% | 2.29% | 9.50% | -8.90% | 7.73% | +604 bps | |
| Net Interest Margin | 4.16% | 2.96% | 3.12% | 3.22% | 3.39% | 2.32% | 3.91% | 3.29% | +7 bps | |
| Efficiency Ratio | 68.11% | 83.54% | 65.96% | 90.80% | 92.30% | 81.67% | 151.63% | 75.44% | -1,536 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.81% | 6.20% | 37.85% | 33.97% | 27.90% | 26.16% | -3.36% | 3.82% | -3,015 bps | |
| Loan Growth (YoY) | -1.71% | -24.88% | -22.57% | 5.79% | 12.79% | 15.11% | -18.90% | -25.27% | -3,106 bps | |
| Share Growth (YoY) | 7.81% | 9.58% | 11.74% | 11.53% | 10.18% | 17.09% | 15.19% | 15.73% | +420 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.33% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.32% | 1.26% | +126 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 9.73% | 8.91% | 9.42% | 7.79% | 8.05% | 8.36% | 11.75% | 10.42% | +263 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 32.99% | 33.29% | 26.27% | 25.49% | 26.10% | 28.64% | 27.55% | 26.44% | +96 bps | |
| Net Worth / Assets | 32.99% | 33.29% | 26.27% | 25.49% | 26.10% | 28.64% | 27.55% | 26.44% | +96 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 30.82% | 28.97% | 28.28% | 33.13% | 31.55% | 28.49% | 19.91% | 21.39% | -1,174 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |