Peoples
Webster City, IA · Charter 64140 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$91.4MAssets
$61.4MLoans
$80.8MShares
$9.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 58% of credit unions under $1B in assets (rank 708 of 1683).
- Widest gap: nonperforming loans / loans trails 87% of credit unions under $1B in assets (rank 1470 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.22%
Rank 1,371 of 1,683
Net Interest Margin
3.95%
Rank 708 of 1,683
Efficiency Ratio
79.09%
Rank 888 of 1,682
Equity / Assets
10.57%
Rank 1,242 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.22% | 0.35% | 0.74% | 1.18% | Beats 19% | 1,371 / 1,683 | |
| Return on Equity | 2.07% | 2.67% | 5.89% | 8.74% | Beats 20% | 1,338 / 1,681 | |
| Net Interest Margin | 3.95% | 3.31% | 3.82% | 4.32% | Beats 58% | 708 / 1,683 | |
| Efficiency Ratio | 79.09% | 68.91% | 78.20% | 86.93% | Beats 47% | 888 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.16% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,470 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.57% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,242 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.57% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,242 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 75.98% | 52.61% | 69.38% | 83.50% | 62nd pctl | 642 / 1,683 | |
| Loans / Assets | 67.11% | 44.71% | 59.18% | 70.72% | 67th pctl | 557 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |