Power
Pueblo, CO · Charter 64037 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$156.0MAssets
$72.0MLoans
$137.5MShares
$17.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 43% of credit unions under $1B in assets (rank 950 of 1683).
- Widest gap: nonperforming loans / loans trails 77% of credit unions under $1B in assets (rank 1296 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.35%
Rank 1,270 of 1,683
Net Interest Margin
3.69%
Rank 950 of 1,683
Efficiency Ratio
80.96%
Rank 976 of 1,682
Equity / Assets
11.39%
Rank 1,092 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.35% | 0.35% | 0.74% | 1.18% | Beats 25% | 1,270 / 1,683 | | |
| Return on Equity | 3.05% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,206 / 1,681 | | |
| Net Interest Margin | 3.69% | 3.31% | 3.82% | 4.32% | Beats 43% | 950 / 1,683 | | |
| Efficiency Ratio | 80.96% | 68.91% | 78.20% | 86.93% | Beats 42% | 976 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.40% | 0.26% | 0.65% | 1.29% | Beats 23% | 1,296 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.39% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,092 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.39% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,092 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.39% | 52.61% | 69.38% | 83.50% | 24th pctl | 1,271 / 1,683 | | |
| Loans / Assets | 46.18% | 44.71% | 59.18% | 70.72% | 27th pctl | 1,222 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |