Lees Summit, MO · Charter 64036
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Kansas City, MO-KS area (n=27 to 28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
25
Asset Quality
46
Profitability
31
Liquidity
89
Efficiency
43
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Lees Summit, MO · Charter 64036
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -1.29% | -0.60% | -0.26% | -0.03% | 0.29% | +158 bps | |
| Return on Equity | -14.68% | -6.76% | -2.87% | -0.29% | 3.09% | +1,778 bps | |
| Net Interest Margin | 4.21% | 4.19% | 4.21% | 4.00% | 4.17% | -4 bps | |
| Efficiency Ratio | 108.58% | 98.70% | 92.88% | 88.12% | 82.33% | -2,625 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 57.83% | 61.09% | 58.90% | 58.92% | 0.48% | -5,736 bps | |
| Loan Growth (YoY) | 24.26% | 24.59% | 23.73% | 23.79% | 0.44% | -2,382 bps | |
| Share Growth (YoY) | 64.09% | 66.69% | 64.59% | 66.54% | 0.03% | -6,405 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.83% | 0.60% | 0.55% | 0.57% | 0.85% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.81% | 8.92% | 9.13% | 8.98% | 9.27% | +45 bps | |
| Net Worth / Assets | 8.81% | 8.92% | 9.13% | 8.98% | 9.27% | +45 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.76% | 69.23% | 70.69% | 69.10% | 69.04% | +28 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Lees Summit, MO · Charter 64036 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 3 branches
Q2 2026
Return on Assets
0.29%
Rank 22 of 28
Net Interest Margin
4.17%
Rank 14 of 28
Efficiency Ratio
82.32%
Rank 17 of 28
Equity / Assets
9.27%
Rank 21 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.29% | 0.31% | 0.62% | 1.15% | Beats 21% | 22 / 28 | |
| Return on Equity | 3.10% | 3.10% | 5.79% | 7.32% | Beats 22% | 21 / 27 | |
| Net Interest Margin | 4.17% | 3.95% | 4.17% | 4.96% | Beats 50% | 14 / 28 | |
| Efficiency Ratio | 82.32% | 71.31% | 75.97% | 85.82% | Beats 43% | 17 / 28 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.85% | 0.40% | 0.84% | 1.90% | Beats 46% | 16 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.27% | 9.27% | 11.97% | 17.47% | Beats 25% | 21 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.27% | 9.27% | 11.97% | 17.47% | Beats 25% | 21 / 28 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 69.04% | 47.88% | 66.90% | 83.14% | 57th pctl | 12 / 28 | |
| Loans / Assets | 63.56% | 42.23% | 58.20% | 69.16% | 68th pctl | 9 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||