Ft Leonard Wood, MO · Charter 63996
NCUA · 7 branches
Q1 2025
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2023 | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.08% | 1.39% | 1.30% | 1.03% | 1.38% | 1.60% | 1.54% | 1.03% | -1 bps | |
| Return on Equity | 11.62% | 14.36% | 13.39% | 10.83% | 14.04% | 15.72% | 14.71% | 10.26% | -57 bps | |
| Net Interest Margin | 3.84% | 3.92% | 3.88% | 3.98% | 4.02% | 4.08% | 4.16% | 4.07% | +9 bps | |
| Efficiency Ratio | 73.41% | 67.95% | 67.00% | 63.39% | 63.36% | 60.75% | 62.13% | 67.54% | +415 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.20% | 6.55% | 8.57% | 8.99% | 10.43% | 11.51% | 8.82% | 11.64% | +265 bps | |
| Loan Growth (YoY) | 10.13% | 5.54% | 6.12% | 5.31% | 7.80% | 7.97% | 6.19% | 7.35% | +204 bps | |
| Share Growth (YoY) | 3.29% | 3.51% | 4.09% | 6.07% | 8.28% | 10.08% | 10.01% | 13.53% | +746 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.25% | 0.35% | 0.52% | 0.50% | 0.37% | 0.54% | 0.73% | 0.58% | +8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.28% | 9.67% | 9.72% | 9.55% | 9.83% | 10.18% | 10.47% | 10.02% | +47 bps | |
| Net Worth / Assets | 9.28% | 9.67% | 9.72% | 9.55% | 9.83% | 10.18% | 10.47% | 10.02% | +47 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.31% | 93.69% | 94.24% | 89.91% | 91.90% | 91.90% | 90.97% | 85.02% | -489 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |