Mid Missouri
Ft Leonard Wood, MO · Charter 63996 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 7 branches
Q1 2025
$413.0MAssets
$310.4MLoans
$365.1MShares
$41.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 82% of credit unions under $1B in assets (rank 305 of 1675).
- Widest gap: equity / assets trails 75% of credit unions under $1B in assets (rank 1257 of 1677).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.03%
Rank 545 of 1,678
Net Interest Margin
4.07%
Rank 535 of 1,677
Efficiency Ratio
67.54%
Rank 376 of 1,675
Equity / Assets
10.02%
Rank 1,257 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.24% | 0.67% | 1.21% | Beats 68% | 545 / 1,678 | | |
| Return on Equity | 10.27% | 1.96% | 5.37% | 8.99% | Beats 82% | 305 / 1,675 | | |
| Net Interest Margin | 4.07% | 3.12% | 3.67% | 4.25% | Beats 68% | 535 / 1,677 | | |
| Efficiency Ratio | 67.54% | 68.92% | 78.89% | 88.44% | Beats 78% | 376 / 1,675 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.21% | 0.58% | 1.19% | Beats 50% | 832 / 1,676 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.02% | 10.02% | 12.33% | 15.89% | Beats 25% | 1,257 / 1,678 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.02% | 10.02% | 12.33% | 15.89% | Beats 25% | 1,257 / 1,677 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.02% | 54.28% | 70.33% | 83.29% | 79th pctl | 358 / 1,677 | | |
| Loans / Assets | 75.16% | 46.21% | 59.98% | 70.96% | 84th pctl | 263 / 1,677 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |