Minnesota Catholic
Little Canada, MN · Charter 63977 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$38.6MAssets
$24.6MLoans
$33.8MShares
$4.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions under $1B in assets (rank 203 of 1683).
- Widest gap: efficiency ratio trails 60% of credit unions under $1B in assets (rank 1005 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.93%
Rank 645 of 1,683
Net Interest Margin
4.80%
Rank 203 of 1,683
Efficiency Ratio
81.45%
Rank 1,005 of 1,682
Equity / Assets
12.62%
Rank 890 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.93% | 0.35% | 0.74% | 1.18% | Beats 62% | 645 / 1,683 | | |
| Return on Equity | 7.40% | 2.67% | 5.89% | 8.74% | Beats 64% | 597 / 1,681 | | |
| Net Interest Margin | 4.80% | 3.31% | 3.82% | 4.32% | Beats 88% | 203 / 1,683 | | |
| Efficiency Ratio | 81.45% | 68.91% | 78.20% | 86.93% | Beats 40% | 1,005 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.43% | 0.26% | 0.65% | 1.29% | Beats 64% | 603 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.62% | 10.44% | 12.89% | 16.53% | Beats 47% | 890 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.62% | 10.44% | 12.89% | 16.53% | Beats 47% | 890 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.78% | 52.61% | 69.38% | 83.50% | 57th pctl | 732 / 1,683 | | |
| Loans / Assets | 63.77% | 44.71% | 59.18% | 70.72% | 60th pctl | 671 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |