Portland, OR · Charter 63903
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.68% | 0.63% | 0.03% | 0.06% | 0.06% | 0.09% | -0.10% | -0.12% | -18 bps | |
| Return on Equity | 2.62% | 2.46% | 0.10% | 0.23% | 0.24% | 0.37% | -0.41% | -0.47% | -70 bps | |
| Net Interest Margin | 2.20% | 2.12% | 2.06% | 2.00% | 2.00% | 2.12% | 2.51% | 2.48% | +47 bps | |
| Efficiency Ratio | 74.01% | 72.74% | 98.68% | 97.00% | 96.99% | 95.76% | 103.90% | 104.47% | +747 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.85% | 6.02% | 4.37% | 2.01% | 2.89% | 0.69% | -0.82% | 3.43% | +142 bps | |
| Loan Growth (YoY) | 9.82% | 13.26% | -0.87% | -6.48% | 15.86% | 14.59% | 36.71% | 55.43% | +6,191 bps | |
| Share Growth (YoY) | 4.62% | 7.30% | 5.33% | 2.38% | 3.61% | 0.44% | -1.61% | 3.53% | +115 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 11.15% | 6.89% | 0.21% | 1.09% | 0.81% | 2.09% | 1.46% | 2.72% | +163 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 6.92% | 6.81% | 2.05% | 3.17% | 3.72% | 3.51% | 3.12% | 3.06% | -11 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 26.00% | 25.53% | 25.44% | 25.78% | 25.45% | 25.45% | 25.71% | 24.93% | -85 bps | |
| Net Worth / Assets | 26.00% | 25.53% | 25.44% | 25.78% | 25.45% | 25.45% | 25.71% | 24.93% | -85 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 31.80% | 33.06% | 30.57% | 30.44% | 35.57% | 37.72% | 42.47% | 45.70% | +1,526 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |