Members 1st
Brattleboro, VT · Charter 63899 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$22.9MAssets
$15.0MLoans
$20.7MShares
$2.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 62% of credit unions under $1B in assets (rank 638 of 1681).
- Widest gap: nonperforming loans / loans trails 87% of credit unions under $1B in assets (rank 1459 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.67%
Rank 919 of 1,683
Net Interest Margin
3.78%
Rank 873 of 1,683
Efficiency Ratio
85.53%
Rank 1,203 of 1,682
Equity / Assets
9.43%
Rank 1,444 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.35% | 0.74% | 1.18% | Beats 45% | 919 / 1,683 | | |
| Return on Equity | 7.12% | 2.67% | 5.89% | 8.74% | Beats 62% | 638 / 1,681 | | |
| Net Interest Margin | 3.78% | 3.31% | 3.82% | 4.32% | Beats 48% | 873 / 1,683 | | |
| Efficiency Ratio | 85.53% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,203 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.07% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,459 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,444 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,444 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.48% | 52.61% | 69.38% | 83.50% | 56th pctl | 743 / 1,683 | | |
| Loans / Assets | 65.53% | 44.71% | 59.18% | 70.72% | 64th pctl | 613 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |