Anaheim, CA · Charter 63837
NCUA · 1 branch
Q3 2025
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.23% | -1.51% | -0.70% | -0.62% | -0.40% | 1.25% | 0.66% | 0.56% | +117 bps | |
| Return on Equity | 1.44% | -9.88% | -4.36% | -3.91% | -2.86% | 8.67% | 4.26% | 3.57% | +748 bps | |
| Net Interest Margin | 3.12% | 2.91% | 2.97% | 2.93% | 2.65% | 2.76% | 2.98% | 2.99% | +7 bps | |
| Efficiency Ratio | 90.99% | 93.03% | 87.86% | 92.56% | 92.62% | 97.07% | 91.87% | 89.46% | -310 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.37% | 0.50% | -2.86% | -1.47% | 10.76% | 7.33% | 4.64% | 3.15% | +462 bps | |
| Loan Growth (YoY) | -2.87% | -10.24% | -10.99% | -6.66% | -9.88% | -10.83% | -10.73% | -18.38% | -1,173 bps | |
| Share Growth (YoY) | 0.55% | 3.00% | -2.74% | -1.60% | 4.34% | 2.27% | 1.66% | -1.54% | +6 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.48% | 1.88% | 1.99% | 1.09% | 0.46% | 0.54% | 0.49% | 0.41% | -68 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.95% | 15.32% | 16.03% | 15.72% | 13.91% | 14.45% | 15.46% | 15.58% | -14 bps | |
| Net Worth / Assets | 15.95% | 15.32% | 16.03% | 15.72% | 13.91% | 14.45% | 15.46% | 15.58% | -14 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 96.82% | 90.93% | 92.84% | 93.20% | 83.63% | 79.28% | 81.53% | 77.25% | -1,594 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |