Truwest
Scottsdale, AZ · Charter 63832 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.7BAssets
$1.3BLoans
$1.5BShares
$188.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 82% of credit unions $1B-$10B in assets (rank 79 of 435).
- Widest gap: return on equity trails 66% of credit unions $1B-$10B in assets (rank 285 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.67%
Rank 289 of 435
Net Interest Margin
3.89%
Rank 79 of 435
Efficiency Ratio
75.18%
Rank 283 of 435
Equity / Assets
11.02%
Rank 200 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.55% | 0.81% | 1.14% | Beats 34% | 289 / 435 | | |
| Return on Equity | 6.04% | 5.12% | 7.41% | 9.70% | Beats 34% | 285 / 435 | | |
| Net Interest Margin | 3.89% | 3.01% | 3.39% | 3.75% | Beats 82% | 79 / 435 | | |
| Efficiency Ratio | 75.18% | 65.25% | 71.39% | 77.86% | Beats 35% | 283 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.68% | 0.45% | 0.69% | 1.05% | Beats 50% | 217 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.02% | 9.81% | 10.84% | 12.63% | Beats 54% | 200 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.02% | 9.81% | 10.84% | 12.63% | Beats 54% | 200 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.37% | 78.33% | 88.38% | 95.61% | 54th pctl | 201 / 435 | | |
| Loans / Assets | 78.75% | 67.69% | 74.58% | 80.80% | 65th pctl | 153 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |