Riverside Community
Kankakee, IL · Charter 63791 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 2 branches
Q2 2026
$52.0MAssets
$19.9MLoans
$46.4MShares
$5.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 76% of credit unions under $1B in assets in IL (rank 12 of 50).
- Widest gap: nonperforming loans / loans trails 78% of credit unions under $1B in assets in IL (rank 40 of 50).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.17%
Rank 17 of 50
Net Interest Margin
3.35%
Rank 34 of 50
Efficiency Ratio
72.45%
Rank 21 of 50
Equity / Assets
10.87%
Rank 36 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.49% | 0.97% | 1.35% | Beats 66% | 17 / 50 | | |
| Return on Equity | 10.80% | 3.76% | 7.55% | 10.28% | Beats 76% | 12 / 50 | | |
| Net Interest Margin | 3.35% | 3.15% | 3.72% | 4.20% | Beats 32% | 34 / 50 | | |
| Efficiency Ratio | 72.45% | 67.18% | 75.90% | 80.66% | Beats 60% | 21 / 50 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.37% | 0.14% | 0.47% | 0.87% | Beats 22% | 40 / 50 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.87% | 10.68% | 13.50% | 16.38% | Beats 28% | 36 / 50 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.87% | 10.68% | 13.50% | 16.38% | Beats 28% | 36 / 50 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.92% | 55.23% | 70.87% | 80.60% | 16th pctl | 42 / 50 | | |
| Loans / Assets | 38.31% | 43.53% | 60.64% | 68.47% | 14th pctl | 43 / 50 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |