Peoria, IL · Charter 63783
NCUA · 5 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.13% | 0.10% | 0.18% | 0.25% | 0.37% | 0.37% | 0.30% | 0.33% | +9 bps | |
| Return on Equity | 0.94% | 0.75% | 1.45% | 1.96% | 2.85% | 2.89% | 2.42% | 2.62% | +66 bps | |
| Net Interest Margin | 2.52% | 2.22% | 2.54% | 2.66% | 2.80% | 2.80% | 2.82% | 2.90% | +24 bps | |
| Efficiency Ratio | 89.63% | 89.32% | 86.62% | 83.98% | 80.62% | 80.53% | 82.33% | 82.03% | -196 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.76% | 13.18% | 19.95% | 21.06% | 20.42% | 3.30% | 1.41% | 1.93% | -1,913 bps | |
| Loan Growth (YoY) | -1.15% | 5.85% | 8.03% | 9.64% | 11.84% | 3.02% | 1.21% | -0.89% | -1,053 bps | |
| Share Growth (YoY) | -4.66% | 12.46% | 20.59% | 21.94% | 20.70% | 3.14% | 1.03% | 1.77% | -2,017 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.33% | 0.37% | 0.38% | 0.43% | 0.41% | 0.40% | 0.31% | 0.37% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.32% | 12.88% | 12.35% | 12.57% | 12.93% | 12.81% | 12.55% | 12.72% | +15 bps | |
| Net Worth / Assets | 13.32% | 12.88% | 12.35% | 12.57% | 12.93% | 12.81% | 12.55% | 12.72% | +15 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 69.82% | 63.64% | 60.67% | 62.61% | 64.70% | 63.57% | 60.78% | 60.97% | -164 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |