Corda
Cedar Rapids, IA · Charter 63602 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$776.3MAssets
$662.9MLoans
$596.1MShares
$74.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 62% of credit unions under $1B in assets (rank 646 of 1682).
- Widest gap: equity / assets trails 85% of credit unions under $1B in assets (rank 1423 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.67%
Rank 927 of 1,683
Net Interest Margin
3.72%
Rank 922 of 1,683
Efficiency Ratio
74.22%
Rank 646 of 1,682
Equity / Assets
9.54%
Rank 1,423 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.35% | 0.74% | 1.18% | Beats 45% | 927 / 1,683 | | |
| Return on Equity | 7.00% | 2.67% | 5.89% | 8.74% | Beats 61% | 655 / 1,681 | | |
| Net Interest Margin | 3.72% | 3.31% | 3.82% | 4.32% | Beats 45% | 922 / 1,683 | | |
| Efficiency Ratio | 74.22% | 68.91% | 78.20% | 86.93% | Beats 62% | 646 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.66% | 0.26% | 0.65% | 1.29% | Beats 50% | 847 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.54% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,423 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.54% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,423 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 111.20% | 52.61% | 69.38% | 83.50% | 99th pctl | 17 / 1,683 | | |
| Loans / Assets | 85.39% | 44.71% | 59.18% | 70.72% | 98th pctl | 38 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |