Mount Vernon Baptist Church
Durham, NC · Charter 63595 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$153KAssets
$7KLoans
$95KShares
$58KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 44% of credit unions under $1B in assets (rank 741 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.61%
Rank 22 of 1,683
Net Interest Margin
3.92%
Rank 741 of 1,683
Efficiency Ratio
66.67%
Rank 350 of 1,682
Equity / Assets
37.91%
Rank 20 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.61% | 0.35% | 0.74% | 1.18% | Beats 99% | 22 / 1,683 | | |
| Return on Equity | 6.90% | 2.67% | 5.89% | 8.74% | Beats 60% | 672 / 1,681 | | |
| Net Interest Margin | 3.92% | 3.31% | 3.82% | 4.32% | Beats 56% | 741 / 1,683 | | |
| Efficiency Ratio | 66.67% | 68.91% | 78.20% | 86.93% | Beats 79% | 350 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 37.91% | 10.44% | 12.89% | 16.53% | Beats 99% | 20 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 37.91% | 10.44% | 12.89% | 16.53% | Beats 99% | 20 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 7.37% | 52.61% | 69.38% | 83.50% | 0th pctl | 1,678 / 1,683 | | |
| Loans / Assets | 4.58% | 44.71% | 59.18% | 70.72% | 0th pctl | 1,680 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |