The Credit Union for All
Bloomington, IL · Charter 63541 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$89.6MAssets
$58.2MLoans
$82.1MShares
$7.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 46% of credit unions under $1B in assets in IL (rank 28 of 50).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets in IL (rank 49 of 50).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.40%
Rank 39 of 50
Net Interest Margin
3.62%
Rank 29 of 50
Efficiency Ratio
77.54%
Rank 28 of 50
Equity / Assets
7.80%
Rank 49 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.40% | 0.49% | 0.97% | 1.35% | Beats 22% | 39 / 50 | |
| Return on Equity | 5.12% | 3.76% | 7.55% | 10.28% | Beats 38% | 31 / 50 | |
| Net Interest Margin | 3.62% | 3.15% | 3.72% | 4.20% | Beats 42% | 29 / 50 | |
| Efficiency Ratio | 77.54% | 67.18% | 75.90% | 80.66% | Beats 46% | 28 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.85% | 0.14% | 0.47% | 0.87% | Beats 16% | 43 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.80% | 10.68% | 13.50% | 16.38% | Beats 2% | 49 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.80% | 10.68% | 13.50% | 16.38% | Beats 2% | 49 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 70.87% | 55.23% | 70.87% | 80.60% | 50th pctl | 25 / 50 | |
| Loans / Assets | 64.94% | 43.53% | 60.64% | 68.47% | 62nd pctl | 19 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |