Williamson County Catholic
Herrin, IL · Charter 63459 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$2.8MAssets
$2.0MLoans
$2.6MShares
$249KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: equity / assets trails 91% of credit unions under $1B in assets (rank 1537 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.56%
Rank 1,056 of 1,683
Net Interest Margin
3.30%
Rank 1,271 of 1,683
Efficiency Ratio
83.33%
Rank 1,109 of 1,682
Equity / Assets
8.75%
Rank 1,537 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,056 / 1,683 | | |
| Return on Equity | 6.43% | 2.67% | 5.89% | 8.74% | Beats 55% | 753 / 1,681 | | |
| Net Interest Margin | 3.30% | 3.31% | 3.82% | 4.32% | Beats 24% | 1,271 / 1,683 | | |
| Efficiency Ratio | 83.33% | 68.91% | 78.20% | 86.93% | Beats 34% | 1,109 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.75% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,537 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.75% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,537 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.45% | 52.61% | 69.38% | 83.50% | 67th pctl | 563 / 1,683 | | |
| Loans / Assets | 71.50% | 44.71% | 59.18% | 70.72% | 77th pctl | 394 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |