Community
Lewiston, ME · Charter 63447 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$120.2MAssets
$92.6MLoans
$106.9MShares
$12.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions under $1B in assets (rank 112 of 1683).
- Widest gap: nonperforming loans / loans trails 84% of credit unions under $1B in assets (rank 1422 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.31%
Rank 1,305 of 1,683
Net Interest Margin
5.20%
Rank 112 of 1,683
Efficiency Ratio
76.90%
Rank 773 of 1,682
Equity / Assets
10.49%
Rank 1,254 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.31% | 0.35% | 0.74% | 1.18% | Beats 22% | 1,305 / 1,683 | |
| Return on Equity | 2.95% | 2.67% | 5.89% | 8.74% | Beats 27% | 1,220 / 1,681 | |
| Net Interest Margin | 5.20% | 3.31% | 3.82% | 4.32% | Beats 93% | 112 / 1,683 | |
| Efficiency Ratio | 76.90% | 68.91% | 78.20% | 86.93% | Beats 54% | 773 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.86% | 0.26% | 0.65% | 1.29% | Beats 16% | 1,422 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.49% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,254 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.49% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,254 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 86.63% | 52.61% | 69.38% | 83.50% | 80th pctl | 332 / 1,683 | |
| Loans / Assets | 77.09% | 44.71% | 59.18% | 70.72% | 87th pctl | 217 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |