Mississippi Public Employees
Jackson, MS · Charter 63442 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 1 branch
Q1 2025
$30.5MAssets
$8.8MLoans
$25.6MShares
$4.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 83% of credit unions under $1B in assets (rank 291 of 1677).
- Widest gap: efficiency ratio trails 54% of credit unions under $1B in assets (rank 907 of 1675).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.19%
Rank 427 of 1,678
Net Interest Margin
4.52%
Rank 291 of 1,677
Efficiency Ratio
80.09%
Rank 907 of 1,675
Equity / Assets
15.44%
Rank 461 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.24% | 0.67% | 1.21% | Beats 75% | 427 / 1,678 | |
| Return on Equity | 7.74% | 1.96% | 5.37% | 8.99% | Beats 67% | 554 / 1,675 | |
| Net Interest Margin | 4.52% | 3.12% | 3.67% | 4.25% | Beats 83% | 291 / 1,677 | |
| Efficiency Ratio | 80.09% | 68.92% | 78.89% | 88.44% | Beats 46% | 907 / 1,675 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.21% | 0.58% | 1.19% | Beats 61% | 658 / 1,676 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.44% | 10.02% | 12.33% | 15.89% | Beats 72% | 462 / 1,678 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.44% | 10.02% | 12.33% | 15.89% | Beats 73% | 461 / 1,677 | |
| Liquidity & Funding |
| Loans / Deposits | 34.19% | 54.28% | 70.33% | 83.29% | 6th pctl | 1,570 / 1,677 | |
| Loans / Assets | 28.78% | 46.21% | 59.98% | 70.96% | 6th pctl | 1,572 / 1,677 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |