Tigard, OR · Charter 63440
NCUA · 12 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.06% | 0.12% | 0.13% | 0.21% | 0.23% | 0.33% | 0.13% | 0.25% | +4 bps | |
| Return on Equity | 0.65% | 1.26% | 1.33% | 2.08% | 2.25% | 3.24% | 1.36% | 2.55% | +47 bps | |
| Net Interest Margin | 2.78% | 2.82% | 2.90% | 3.03% | 3.10% | 3.10% | 2.98% | 3.08% | +5 bps | |
| Efficiency Ratio | 90.68% | 89.34% | 88.60% | 86.03% | 86.13% | 83.65% | 88.62% | 86.15% | +12 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.58% | 0.08% | -0.90% | -1.45% | -0.47% | 0.97% | 4.13% | 5.61% | +706 bps | |
| Loan Growth (YoY) | 2.70% | 3.37% | 3.89% | 3.85% | 2.28% | 3.21% | 0.79% | 1.03% | -283 bps | |
| Share Growth (YoY) | -1.35% | 0.03% | 0.62% | 0.17% | 1.05% | 1.02% | 4.05% | 5.85% | +568 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.35% | 0.58% | 0.36% | 0.39% | 0.53% | 0.60% | 0.40% | 0.43% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.82% | 9.88% | 9.85% | 10.05% | 10.12% | 10.11% | 9.78% | 9.86% | -19 bps | |
| Net Worth / Assets | 9.82% | 9.88% | 9.85% | 10.05% | 10.12% | 10.11% | 9.78% | 9.86% | -19 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.79% | 88.79% | 87.10% | 90.42% | 90.89% | 90.71% | 84.37% | 86.30% | -412 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |