Unitus Community
Tigard, OR · Charter 63440 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.8BAssets
$1.4BLoans
$1.6BShares
$178.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 77% of credit unions $1B-$10B in assets (rank 102 of 435).
- Widest gap: efficiency ratio trails 95% of credit unions $1B-$10B in assets (rank 414 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.25%
Rank 400 of 435
Net Interest Margin
3.08%
Rank 302 of 435
Efficiency Ratio
86.15%
Rank 414 of 435
Equity / Assets
9.86%
Rank 321 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.25% | 0.55% | 0.81% | 1.14% | Beats 8% | 400 / 435 | | |
| Return on Equity | 2.55% | 5.12% | 7.41% | 9.70% | Beats 9% | 396 / 435 | | |
| Net Interest Margin | 3.08% | 3.01% | 3.39% | 3.75% | Beats 31% | 302 / 435 | | |
| Efficiency Ratio | 86.15% | 65.25% | 71.39% | 77.86% | Beats 5% | 414 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.43% | 0.45% | 0.69% | 1.05% | Beats 77% | 102 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.86% | 9.81% | 10.84% | 12.63% | Beats 26% | 321 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.86% | 9.81% | 10.84% | 12.63% | Beats 26% | 321 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.30% | 78.33% | 88.38% | 95.61% | 44th pctl | 242 / 435 | | |
| Loans / Assets | 76.59% | 67.69% | 74.58% | 80.80% | 57th pctl | 186 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |