Tigard, OR · Charter 63440
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
26
Asset Quality
77
Profitability
16
Liquidity
91
Efficiency
5
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Tigard, OR · Charter 63440
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.21% | 0.23% | 0.33% | 0.13% | 0.25% | +4 bps | |
| Return on Equity | 2.08% | 2.25% | 3.24% | 1.36% | 2.55% | +47 bps | |
| Net Interest Margin | 3.03% | 3.10% | 3.10% | 2.98% | 3.08% | +5 bps | |
| Efficiency Ratio | 86.03% | 86.13% | 83.65% | 88.62% | 86.15% | +12 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.45% | -0.47% | 0.97% | 4.13% | 5.61% | +706 bps | |
| Loan Growth (YoY) | 3.85% | 2.28% | 3.21% | 0.79% | 1.03% | -283 bps | |
| Share Growth (YoY) | 0.17% | 1.05% | 1.02% | 4.05% | 5.85% | +568 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.39% | 0.53% | 0.60% | 0.40% | 0.43% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.05% | 10.12% | 10.11% | 9.78% | 9.86% | -19 bps | |
| Net Worth / Assets | 10.05% | 10.12% | 10.11% | 9.78% | 9.86% | -19 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 90.42% | 90.89% | 90.71% | 84.37% | 86.30% | -412 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Tigard, OR · Charter 63440 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
Return on Assets
0.25%
Rank 400 of 435
Net Interest Margin
3.08%
Rank 302 of 435
Efficiency Ratio
86.15%
Rank 414 of 435
Equity / Assets
9.86%
Rank 321 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.25% | 0.55% | 0.81% | 1.14% | Beats 8% | 400 / 435 | |
| Return on Equity | 2.55% | 5.12% | 7.41% | 9.70% | Beats 9% | 396 / 435 | |
| Net Interest Margin | 3.08% | 3.01% | 3.39% | 3.75% | Beats 31% | 302 / 435 | |
| Efficiency Ratio | 86.15% | 65.25% | 71.39% | 77.86% | Beats 5% | 414 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.43% | 0.45% | 0.69% | 1.05% | Beats 77% | 102 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.86% | 9.81% | 10.84% | 12.63% | Beats 26% | 321 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.86% | 9.81% | 10.84% | 12.63% | Beats 26% | 321 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 86.30% | 78.33% | 88.38% | 95.61% | 44th pctl | 242 / 435 | |
| Loans / Assets | 76.59% | 67.69% | 74.58% | 80.80% | 57th pctl | 186 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||