Simplot
Pocatello, ID · Charter 63405 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$59.0MAssets
$37.3MLoans
$46.0MShares
$12.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 90% of credit unions under $1B in assets (rank 164 of 1683).
- Widest gap: return on equity trails 59% of credit unions under $1B in assets (rank 986 of 1681).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.03%
Rank 567 of 1,683
Net Interest Margin
4.31%
Rank 424 of 1,683
Efficiency Ratio
72.47%
Rank 563 of 1,682
Equity / Assets
21.92%
Rank 164 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.35% | 0.74% | 1.18% | Beats 66% | 567 / 1,683 | |
| Return on Equity | 4.72% | 2.67% | 5.89% | 8.74% | Beats 41% | 986 / 1,681 | |
| Net Interest Margin | 4.31% | 3.31% | 3.82% | 4.32% | Beats 75% | 424 / 1,683 | |
| Efficiency Ratio | 72.47% | 68.91% | 78.20% | 86.93% | Beats 67% | 563 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.26% | 0.65% | 1.29% | Beats 72% | 467 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.92% | 10.44% | 12.89% | 16.53% | Beats 90% | 164 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.92% | 10.44% | 12.89% | 16.53% | Beats 90% | 164 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 81.05% | 52.61% | 69.38% | 83.50% | 71st pctl | 486 / 1,683 | |
| Loans / Assets | 63.22% | 44.71% | 59.18% | 70.72% | 59th pctl | 693 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |