Volt
Springfield, MO · Charter 63389 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$85.8MAssets
$59.8MLoans
$78.0MShares
$7.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 83% of credit unions under $1B in assets (rank 281 of 1682).
- Widest gap: return on equity trails 97% of credit unions under $1B in assets (rank 1626 of 1681).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.90%
Rank 1,607 of 1,683
Net Interest Margin
4.10%
Rank 593 of 1,683
Efficiency Ratio
107.81%
Rank 1,603 of 1,682
Equity / Assets
8.39%
Rank 1,588 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.90% | 0.35% | 0.74% | 1.18% | Beats 5% | 1,607 / 1,683 | |
| Return on Equity | -10.79% | 2.67% | 5.89% | 8.74% | Beats 3% | 1,626 / 1,681 | |
| Net Interest Margin | 4.10% | 3.31% | 3.82% | 4.32% | Beats 65% | 593 / 1,683 | |
| Efficiency Ratio | 107.81% | 68.91% | 78.20% | 86.93% | Beats 5% | 1,603 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.14% | 0.26% | 0.65% | 1.29% | Beats 83% | 281 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.39% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,588 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.39% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,588 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 76.66% | 52.61% | 69.38% | 83.50% | 63rd pctl | 623 / 1,683 | |
| Loans / Assets | 69.69% | 44.71% | 59.18% | 70.72% | 73rd pctl | 457 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |