Marysville, OH · Charter 63386
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.25% | 0.29% | 0.53% | 0.13% | 0.35% | 0.30% | 0.08% | 0.10% | -3 bps | |
| Return on Equity | 2.05% | 2.32% | 4.31% | 1.06% | 2.90% | 2.69% | 0.72% | 0.86% | -20 bps | |
| Net Interest Margin | 3.40% | 3.52% | 3.60% | 3.57% | 3.67% | 3.49% | 3.56% | 3.77% | +21 bps | |
| Efficiency Ratio | 85.08% | 83.87% | 85.65% | 85.26% | 83.77% | 87.45% | 87.49% | 87.84% | +258 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.97% | -2.53% | -2.31% | -1.19% | 3.96% | 13.91% | 12.61% | 3.97% | +516 bps | |
| Loan Growth (YoY) | -2.02% | -1.51% | 0.46% | 5.47% | 16.55% | 34.81% | 28.63% | 20.64% | +1,517 bps | |
| Share Growth (YoY) | -2.70% | -3.48% | -3.28% | -2.09% | 3.65% | 13.64% | 14.18% | 4.42% | +651 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.86% | 0.40% | 0.42% | 0.39% | 0.98% | 0.76% | 0.33% | 1.18% | +79 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.02% | 12.42% | 12.29% | 11.93% | 12.18% | 11.20% | 11.08% | 11.57% | -35 bps | |
| Net Worth / Assets | 12.02% | 12.42% | 12.29% | 11.93% | 12.18% | 11.20% | 11.08% | 11.57% | -35 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.01% | 70.53% | 67.83% | 68.81% | 75.35% | 83.67% | 76.42% | 79.50% | +1,069 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |