Marysville, OH · Charter 63386
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Columbus, OH area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
67
Asset Quality
22
Profitability
26
Liquidity
19
Efficiency
17
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Marysville, OH · Charter 63386
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.25% | 0.29% | 0.53% | 0.13% | 0.35% | 0.30% | 0.08% | 0.10% | -3 bps | |
| Return on Equity | 2.05% | 2.32% | 4.31% | 1.06% | 2.90% | 2.69% | 0.72% | 0.86% | -20 bps | |
| Net Interest Margin | 3.40% | 3.52% | 3.60% | 3.57% | 3.67% | 3.49% | 3.56% | 3.77% | +21 bps | |
| Efficiency Ratio | 85.08% | 83.87% | 85.65% | 85.26% | 83.77% | 87.45% | 87.49% | 87.84% | +258 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.97% | -2.53% | -2.31% | -1.19% | 3.96% | 13.91% | 12.61% | 3.97% | +516 bps | |
| Loan Growth (YoY) | -2.02% | -1.51% | 0.46% | 5.47% | 16.55% | 34.81% | 28.63% | 20.64% | +1,517 bps | |
| Share Growth (YoY) | -2.70% | -3.48% | -3.28% | -2.09% | 3.65% | 13.64% | 14.18% | 4.42% | +651 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.86% | 0.40% | 0.42% | 0.39% | 0.98% | 0.76% | 0.33% | 1.18% | +79 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.02% | 12.42% | 12.29% | 11.93% | 12.18% | 11.20% | 11.08% | 11.57% | -35 bps | |
| Net Worth / Assets | 12.02% | 12.42% | 12.29% | 11.93% | 12.18% | 11.20% | 11.08% | 11.57% | -35 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.01% | 70.53% | 67.83% | 68.81% | 75.35% | 83.67% | 76.42% | 79.50% | +1,069 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Marysville, OH · Charter 63386 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 1 branch
Q2 2026
Return on Assets
0.11%
Rank 17 of 18
Net Interest Margin
3.77%
Rank 6 of 18
Efficiency Ratio
88.01%
Rank 16 of 18
Equity / Assets
11.58%
Rank 6 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.11% | 0.59% | 0.76% | 0.99% | Beats 6% | 17 / 18 | ||
| Return on Equity | 0.92% | 4.13% | 7.59% | 9.05% | Beats 6% | 17 / 18 | ||
| Net Interest Margin | 3.77% | 3.24% | 3.56% | 3.79% | Beats 67% | 6 / 18 | ||
| Efficiency Ratio | 88.01% | 72.20% | 76.10% | 84.19% | Beats 17% | 16 / 18 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.18% | 0.37% | 0.66% | 1.08% | Beats 22% | 15 / 18 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.58% | 9.66% | 10.67% | 11.63% | Beats 67% | 6 / 18 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.58% | 9.66% | 10.67% | 11.63% | Beats 67% | 6 / 18 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 79.50% | 47.40% | 66.89% | 76.69% | 78th pctl | 4 / 18 | ||
| Loans / Assets | 70.15% | 43.35% | 60.60% | 69.11% | 78th pctl | 4 / 18 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||