Farmway
Beloit, KS · Charter 63374 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$106.8MAssets
$69.0MLoans
$82.7MShares
$23.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 90% of credit unions under $1B in assets (rank 163 of 1683).
- Widest gap: efficiency ratio trails 81% of credit unions under $1B in assets (rank 1361 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.59%
Rank 1,017 of 1,683
Net Interest Margin
4.39%
Rank 384 of 1,683
Efficiency Ratio
89.24%
Rank 1,361 of 1,682
Equity / Assets
21.95%
Rank 163 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.35% | 0.74% | 1.18% | Beats 40% | 1,017 / 1,683 | | |
| Return on Equity | 2.70% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,255 / 1,681 | | |
| Net Interest Margin | 4.39% | 3.31% | 3.82% | 4.32% | Beats 77% | 384 / 1,683 | | |
| Efficiency Ratio | 89.24% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,361 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.26% | 0.65% | 1.29% | Beats 35% | 1,093 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.95% | 10.44% | 12.89% | 16.53% | Beats 90% | 163 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.95% | 10.44% | 12.89% | 16.53% | Beats 90% | 163 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.41% | 52.61% | 69.38% | 83.50% | 75th pctl | 424 / 1,683 | | |
| Loans / Assets | 64.61% | 44.71% | 59.18% | 70.72% | 62nd pctl | 640 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |