PackageTrendsPeer
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Franciscan Health System of Cincinn

Cincinnati, OH · Charter 63323

Q2 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2000, the quarter ended June 30, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Franciscan Health System of Cincinn

Cincinnati, OH · Charter 63323

Q2 2000

$2.2MAssets
$1.8MLoans
$1.9MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of -0.32%, down 529 bps year over year; NIM at 4.85%.
  • Asset quality: problem loans at 0.52% of loans (-112 bps YoY).
  • Funding: loans stand at 92.45% of shares as of Q2 2000.

Return on Assets (YTD, annualized)

-0.32%-529 bps YoY

Net Interest Margin (YTD, annualized)

4.85%

Efficiency Ratio (YTD, annualized)

98.81%

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1996Q2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000YoY ΔTrend
Earnings
Return on Assets3.71%3.76%4.19%4.96%4.21%2.27%-0.31%-0.32%-529 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a4.50%4.85%n/a
Efficiency Ration/an/an/an/an/an/a101.21%98.81%n/a
Growth
Asset Growth (YoY)0.55%6.58%4.92%6.08%7.32%10.76%1.38%-3.37%-945 bps
Loan Growth (YoY)-12.03%1.14%13.16%2.95%-6.08%-18.81%-3.39%21.26%+1,831 bps
Share Growth (YoY)-1.48%5.84%3.67%4.11%4.32%11.53%1.66%-2.75%-686 bps
Asset Quality
Delinquent Loans / Loans2.25%1.88%0.66%1.64%1.01%1.32%1.05%0.52%-112 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.38%1.53%1.81%1.06%0.68%1.00%0.65%0.81%-25 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares85.49%86.29%86.97%74.14%76.97%62.82%82.65%92.45%+1,830 bps
Liquid Assets / Assets20.32%21.72%21.20%35.15%24.56%37.88%21.23%13.64%-2,151 bps