1st Kansas
Topeka, KS · Charter 63217 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$12.2MAssets
$5.0MLoans
$9.7MShares
$2.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 86% of credit unions under $1B in assets (rank 229 of 1683).
- Widest gap: net interest margin trails 82% of credit unions under $1B in assets (rank 1386 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.64%
Rank 960 of 1,683
Net Interest Margin
3.11%
Rank 1,386 of 1,683
Efficiency Ratio
81.00%
Rank 979 of 1,682
Equity / Assets
19.90%
Rank 229 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.35% | 0.74% | 1.18% | Beats 43% | 960 / 1,683 | |
| Return on Equity | 3.23% | 2.67% | 5.89% | 8.74% | Beats 30% | 1,185 / 1,681 | |
| Net Interest Margin | 3.11% | 3.31% | 3.82% | 4.32% | Beats 18% | 1,386 / 1,683 | |
| Efficiency Ratio | 81.00% | 68.91% | 78.20% | 86.93% | Beats 42% | 979 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.26% | 0.65% | 1.29% | Beats 66% | 574 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.90% | 10.44% | 12.89% | 16.53% | Beats 86% | 229 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.90% | 10.44% | 12.89% | 16.53% | Beats 86% | 229 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 51.05% | 52.61% | 69.38% | 83.50% | 23rd pctl | 1,299 / 1,683 | |
| Loans / Assets | 40.87% | 44.71% | 59.18% | 70.72% | 20th pctl | 1,340 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |